January for me is a traditionally miserable month. I think I can blame my Mum for that! She hates the month of January with a passion and she seems to hate it more and more each year. Let’s be honest, there are numerous reasons why January is a tough month to get through!
I’ve put together the main reasons for our grumpiness this month and added a few solutions to ease the pain!
Everybody is skint!
Christmas is expensive. Most of us got paid early in December and overspent at Christmas, we can survive on beans on toast in January right?! We’ve been in this situation in numerous years in the past and it can be pretty miserable. The weather is crap, you can’t afford to do anything, it’s just a grim time of year! I now budget throughout the year and add savings to a Christmas fund so that we don’t get in this situation. I highly recommend it for everyone. It just takes the financial stress away and means Christmas is paid for without you having to scramble around to find the funds. I’ve written a little more about this here – http://mymoneycottage.com/saving-for-christmas/.
January is also a great time to up your online activities to boost your income. If you’re anything like us at the moment, you spend your evenings snuggled up under a blanket waiting for the lighter evenings! This is the time that I do most of my online earning, when the children are in bed, hubby is watching the TV and I’ve got a couple of quiet hours. My first port of call is always Matched Betting, if you haven’t already given this a try then you definitely should! I’m a member of a help group that shows you how to regularly make £300-£1,000 every month! You can make an easy £1,000 when you first sign up within your first few weeks. It’s THE BEST thing I’ve every discovered online. Give it a free try here – Matched Betting. On top of that, I’d recommend joining Swagbucks which is a great, regular earner for me. And of course there are all of the other ways to make money shared on My Money Cottage – Make Money.
The weather is crap!
There’s not a lot anyone can do about this sadly! We’ve had a mixed bag of weather here throughout January so far! I try to make the most of the cold and frosty days by getting everybody wrapped up warm and getting out into the fresh air. It’s really good for the soul and definitely helps to lift our mood!
On the rainy days we get the games out, watch a feel-good film, crack on with jobs around the house and just try to keep busy. Sitting around moping is when the low mood can take over!
You don’t need to spend a lot of money to keep yourselves occupied.