At the end of 2016, it was estimated that the average UK household debt was £10,000 (excluding mortgage debt). This may be a manageable amount of debt for some, but for others this amount of debt can quickly spiral and lead to huge problems.
So, Christmas is done and dusted for another year. It’s a huge drain on most family’s finances! This is why I now Save for Christmas throughout the year, starting from the very first week in January. This may seem extreme, but it means that we can enjoy Christmas and buy gifts, food and drink without scrabbling around and panicking trying to figure… More →