Budgeting for Christmas

We’re now into the third month of the year, almost a quarter of the way through. How fast the time flies!

Amongst all the other things you need to think about, you should also be thinking about planning ahead, specifically about your budget for Christmas.

There are many ways you can save and plan.

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Comping

Comping

Entering competitions is a serious business for lots of compers, and it’s something I’ve been meaning to get into for a while. So, I guess it’s time to make a start!

What is comping?

Compers enter competitions regularly and obviously hope to win! With the wonder of the world-wide-web, you can enter hundreds of competitions daily. Some compers treat this as a bit of a hobby, whilst others make it their number one priority.

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Sealed Pot Challenge

There are so many ways to save money it can be a little overwhelming!

For many people, saving money is a huge struggle. Bills and family expenses mean that the budget is already stretched, leaving little room for stashing any cash away.

I found that taking part in a money saving challenge really helped me.

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Snatch

snatch

Snatch is a fantastically addictive app that was launched late 2016.

“Snatch is a unique mobile gaming experience that uses the latest augmented reality (AR) and geo-location technologies to bridge the world of gaming with the real world, creating a virtual treasure hunt with real prizes (and cash) from some of the world’s coolest brands. This is the future of gaming, and this is your chance to join in.”

Snatch

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Which Debt to Pay First?

snowballing

If you’re in debt of any kind, you will probably want to get it paid off as quickly as possible. Debt can hang over you if you let it and become a stress and a worry, as well as causing a stretch on your finances. Debt is normal these days and whilst some debt such as a mortgage may be inevitable, things like credit cards, store cards and loans can be costly.

But when it comes to paying off debts, how do you decide which debt to aim to pay off first?

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You Need a Side Hustle

Side Hustle is a term I’ve only recently discovered. It’s pretty self-explanatory when you think about it. A side hustle is a way to make money alongside your existing job. If you want to earn more money, then you need at least one side hustle!

There are so many reasons you may want or need to earn more money. For me it’s to clear off the last of some debts and then save up to buy our forever home.

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The Week in Review

It’s been a funny old week for us. We’ve all been feeling pretty rough with a nasty cold doing the rounds. I thought I’d got over mine yesterday, yet this morning it’s worse than ever. Littlest man has been croaking his way through the week and this morning is grumpy and his nose is streaming. He’s just gone back to bed for a nap, hopefully he’ll wake up in a better mood! My eldest man has gone to school complaining of ear ache and a runny nose, a bit of calpol though and he seemed ok to go. Little miss (who started the whole cold off) is fighting fit again though.

I’ve had a busy week with work and getting little man out and about, but I’ve still managed a profitable week.

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Couples Money-Saving Tips

With Valentines Day fast approaching, we thought we’d delve into some money-saving tips for couples. It may not be the most romantic thing to think about, but discussing and planning your finances as a couple is important.

If there are ways you can work together, as a couple to save money, then you’d be daft not to!

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Valentines Day Crafts

It’s that time of year again, Valentines Day is sneaking up on us!

I’ll admit we’re not big on Valentines Day as a couple, it’s our wedding anniversary not long after so we tend to focus more on that. But, I do love any excuse to get crafty with the kids and Valentines Day is the perfect opportunity to do that!

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