Money Affirmations to Boost your Finances

Money affirmations can be a great way to focus on what you want from your finances and turn your inner monologue around.

It’s so easy to focus on the negatives when it comes to thinking about our finances. Money is essential in order to keep a roof over our heads and feed our families, but recent times have meant that many families are really struggling to be able to afford to do even those basic human essentials.

What is the point of positive affirmations?

It is so easy to focus on the negative aspects of our lives, and that includes our finances. If you’re having a tough time managing your money and it feels as though there is too much month left at the end of your money, then it’s human nature to spiral into panic mode and focus on how little money you have. If money is an issue in your life, it’s only natural to worry about how you’re going to be able to pay your bills and feed and clothe your children.

If you’re used to always focusing on the negatives, then it can take a little time to turn that around and start thinking more positively, but positive affirmations can really help to change the way you think and feel about money.

It’s well documented that the things we allow our brains to tell us become our reality. Psychology Today state:

“Negative self-talk gets you in its grip and does everything possible to keep you trapped. Whether it be fear over what could happen, stress over what you need to do and how you will do it, anger over the way you have been treated, upset over the way of the world, frustration over a friend or partner’s actions – it transmits in a myriad of ways and in dozens and dozens of topics. The underlying thread is that your focus and attention are on what’s wrong, not on enjoying your now and living an unencumbered life.”

If you spend your time focusing on the negatives of your financial situation, then you are unlikely to be able to turn your situation around.

Positive affirmations can lead to:

• Reduced levels of stress
• Lower levels of depression
• Lower chance of heart problems
• Increased immunity
• Improvements to your overall wellbeing both mentally and physically
• Higher levels of resilience

How do affirmations work?

The idea is that affirmations change the way your subconscious thinks. If you are always focusing on the negative aspects of your life, then it’s easy to think that there’s no way out and you’re unlikely to make any positive changes to your life.

So, positive money affirmations work by turning the way you think about money around. If you repeatedly tell yourself that your financial situation is going to get better, then your relationship with money is more likely to improve and you have a higher chance of achieving financial success in the future. Sure, you will still need to take action like building an emergency fund or signing up to Expert Investor to help you get the hang of trading but affirmations will help you do that.

What are money affirmations?

Money affirmations are clear and simple statements that you tell yourself to change your money mindset.

Daily positive affirmations have been around for a while now, and many journals include a section for you to write out your daily affirmations as a way of helping your mind to focus on the positive potential you have rather than dwelling on the negatives.

Gratitude journals work in a similar way by making you think about all of the good things that are happening in your life and being grateful for those rather than focusing on any negatives.

There are thousands of different positive money affirmations you can use each day depending on your individual money goals.

Here is a huge list of positive, powerful money affirmations to help you to get into a better money mindset. These have been broken down into different categories so you can pick and choose which ones you want to use depending on your current financial situation. There are some overlaps between the different categories, but whichever affirmations you choose to use, these affirmations for wealth and money-management will help you to stop that negative thinking and create positive energy around your finances.

Affirmations for manifesting money

If you want to focus on bringing money into your life, then these positive affirmations will help you to manifest more money.

• I am attracting money right now.
• I am completely open and receptive to all the wealth that life can bring me.
• I attract money with ease and without effort.
• I am not resisting attracting money.
• I am a magnet that attracts money.
• I accept unexpected money with gratitude.
• Money is drawn to me like a magnet.
• Money flows into my life consistently.
• I wholeheartedly accept money into my life.
• I attract more money than I can imagine.
• My mind is open to receiving money.
• Money is like an energy that flows consistently into my life.
• I am on the right path to becoming wealthy.
• I am passionate about attracting money.
• Money always chooses me.
• Money is drawn to me.
• People love to give me money.
• Money falls into my lap.
• Money is on its way to me right now.
• I naturally attract an abundance of money.
• I allow wealth to flow into my life.
• I naturally attract large amounts of money into my life.
• I attract an endless stream of money into my life.
• I naturally attract wealth that I can share with others.
• I am able to attract money and wealth.
• I am a powerful money magnet.
• Money is drawn to me with every step I take.
• I have everything I need available to me in order to attract money.
• Wealth is available to me, I just need to grab it with both hands.
• Money will pour into my life.
• I can achieve an unlimited amount of financial wealth.
• I visualise money and will receive money.
• I focus on money and money will arrive.
• In my mind, I trust that I will receive money.
• The more I focus my mind on money, the more money I will receive.
• Money comes to me in mysterious ways.
• An unexpected amount of money is about to land in my life.
• I am a magnet that attracts money.
• I allow money to flow freely into my life.
• I have the ability to attract money whenever I need it.
• I attract money from all directions.
• I will receive all the money I need.
• My positive thoughts will allow me to receive all the wealth I desire.

Money affirmations for managing your finances

If managing your finances is something you want to focus on right now, then these positive thinking affirmations are right up your street.

• I have the ability to overcome any financial obstacles that get in my way.
• I am able to manage large sums of money.
• I will always have more money coming in than I have going out.
• I enjoy being in control of my finances.
• Money is a tool at my disposal that can improve my life.
• I am able to track my spending and keep it under control.
• I can stick to a budget.
• I am in charge of my own wealth.
• Money is important to me.
• I control money, money doesn’t control me.
• I have the ability to be successful financially.
• I have a good relationship with money.
• I have my spending under control.
• I am in charge of my debt, it doesn’t control me.
• I am able to control my debt.
• I am financially successful.
• Every step I take brings me one step closer to my financial goals.
• Financial success belongs to me.
• I am in control of my money goals.
• Money is freedom.
• I am excellent at managing my money.
• My earnings are always higher than my expenses.
• I can always find the positive in my financial situation.
• I am responsible with money.
• I manage my money wisely.
• I am successful at saving money.
• I am wealthy.
• Hard work will give me the financial future I dream of.
• I am able to learn to manage my money better.
• Keeping my finances on the right path excites me.
• Every penny I save takes me one step closer to financial freedom.
• My ability to grow wealth increases every day.
• My actions will lead to a lifetime of wealth.
• Careful budgeting will allow me to make my dreams a reality.
• My financial situation will improve beyond my wildest dreams.
• My financial decisions are wise.
• I have the ability to make my money goals a reality.
• I am capable of tackling all financial obstacles.
• I have the power to wisely use the money that comes into my life.
• I have the ability to change my money story.
• My money situation will continue to improve.
• I have the power to be debt-free.
• I will be debt-free.
• I am organised with money.
• I am responsible with my money.
• Managing my money is easy.
• I have the power to create a successful financial future.
• I have the ability to make difficult financial choices that will lead to a better future.
• The money choices I make today will allow me to create the future I want.
• Being wealthy is who I am.
• I am in control of my financial life.
• I am excited about setting my financial goals.
• I enjoy saving money.
• I enjoy challenging myself to make more money.
• My emergency fund will grow.
• My financial security will improve.
• My savings pot will continue to grow.
• I am passionate about taking control of my financial life.
• I recognise the security that financial stability brings to me.
• My future self will thank me for saving money.
• I can overcome any financial obstacles that stand in my way.
• Money is a tool to create a better life.
• Every action I take will lead to a wealthy life.
• I am an excellent money manager.
• I take control of my finances.
• I can achieve my financial dreams.
• I have a healthy relationship with money.

Wealth affirmations for earning more money

Get into the daily practice of saying these wealth affirmations and you will receive countless opportunities to earn more money.

• I am a magnet for money.
• I find it easy to make money.
• I have massive success creating multiple income streams.
• My income is growing consistently.
• I make money doing what I love.
• My earning potential is limitless.
• I accept money from multiple sources.
• I enjoy making money.
• I love my work.
• My bank account in continually refilling with money.
• I am worthy of earning more money.
• I deserve to have a high income.
• I attract opportunities to make money.
• My hard work will make me more money.
• I am always discovering new ways to make money.
• My income is on an upward trend.
• My income will always exceed my outgoings.
• I have a consistent flow of money going into my bank account.
• My potential to earn is unlimited.
• Every day brings me new opportunities to earn money.
• Life gives me endless opportunities to earn money.
• My investments will be successful.
• Making money is fun.
• I find it easy to make money.
• My income consistently increases.
• I believe I have the ability to earn large sums of money.
• My skills allow me to make money doing the things I love.
• I am worthy of earning more money.
• My hard work brings me wealth.
• My skills and hard work will lead to an abundant future.
• I attract the money I need to pay for the lifestyle I want.
• Every pound I invest will bring me more money.
• My earning potential is limitless.
• Money comes to me in many ways.
• I feel positive about my ability to earn more money.
• I find it easy to make money.
• I am grateful for any opportunity to make more money.
• I welcome unlimited sources of income into my life.
• Making money is fun for me.
• Making more money is easy as I am prepared to work hard.
• I am looking forward to receiving more money.
• Money comes to me in fun and unexpected ways.
• Making money helps me and my family to achieve our dreams.
• I can use my skills to make more money whenever I need it.
• Money comes to me in abundance.
• My job gives me the ability to earn more money.
• I have an abundance mindset that allows me to achieve my financial goals.

Financial affirmations for ensuring you always have enough money

If you just want to have enough money to pay your bills and live a decent lifestyle, then get into the habit of the consistent practice of saying these financial affirmations.

• I have enough money to live the life I want.
• I am financially free.
• There is enough money in the world for everyone.
• I will become financially free.
• Financial freedom will be my reality.
• I am wealthy.
• I have enough money to do the things I enjoy.
• I am worthy of having enough money.
• I always have enough money.
• I have money in abundance.
• I will always have enough money to buy everything I need in life.
• I am focused on an abundant life.
• I can afford everything I need.
• I always have enough money.
• I have enough money to fulfil my needs.
• There is enough money in the world for everybody.
• I have more than enough money.

Affirmations for your feelings about money

Many people carry fears around money, and it’s important to get those feelings under control. These positive affirmations can help you to focus on getting over any money obstacles you have in your mind.

• I set free all negative energy around money.
• I love money and money loves me.
• I have a positive money mindset.
• I have only positive energy about money.
• I deserve to have all the money I desire.
• I deserve to be in a healthy financial situation.
• I am grateful for money.
• I release all my fears about money.
• I am worthy of being wealthy.
• I am at peace with money.
• I appreciate all of the money I have.
• Money and I go well together.
• I choose to have a positive attitude towards money.
• I trust money.
• I am worthy of building wealth.
• I am grateful for the lifestyle that money gives me.
• I appreciate my financial status.
• If other people can be rich, then so can I.
• I am worthy of a healthy bank balance.
• I deserve to be in a solid financial position.
• I get peace of mind from financial security.
• I enjoy everything about money.
• I am on the path to a great financial future.
• I choose money and wealth.
• Money brings me joy.
• I deserve to be rewarded financially.
• I have only positive feelings about money.
• Money brings joy, comfort and peace of mind.
• I can have money and be spiritual.
• I appreciate all the money I already have and the money that’s on its way to me.
• Being wealthy is safe.
• Financial security can be my reality.
• I give thanks for my wealth.
• I deserve money.
• Money and healthy relationships can go hand in hand.
• My mind is at peace with having lots of money.
• I surrender any resistance to wealth.
• I deserve financial security.
• I allow myself to be wealthy.
• I am grateful that I can be wealthy.
• My relationship with money improves every day.
• I release any negative feelings that limit my ability to be wealthy.
• I deserve to achieve financial freedom.
• I choose to allow wealth into my life.
• I am working on healing my relationship with money.
• I embrace being in a good financial position.
• Having money allows me to feel calm.
• I feel positive about money.
• Having money brings me comfort.
• I allow money to flow freely to me.

Money affirmations for using your money

Maybe you want to be able to help others financially but you’re not sure how to go about it or how to use your money to help others in the right way.

Or maybe you just can’t get yourself accustomed to actually using your money on yourself. Some people find it difficult to see money leaving their account, even if it’s just going out to pay the essential bills. So that’s something that you might want to focus on.

Try saying some of these money mantras each day.

• I have the ability to change the world with my money.
• I use my money to improve the lives of other people.
• Money works for me.
• I use my money to improve my way of life.
• My money works for me.
• Spending money on myself makes me happy.
• Paying my bills makes me feel secure.
• I make the daily choice to spend my money wisely.
• I am using my money to create a better future.
• Helping others financially makes me feel that I am contributing to society.
• I am grateful that I am able to pay my taxes to help the economy.
• Spending money responsibly makes me feel happy.
• I can use my money to make the world a better place.
• My money allows me to live the life I’ve dreamed of.
• I am generous with my money.
• I allow myself to spend my money on the things that matter to me.
• Money opens up opportunities for me.
• I can use the money I earn to give to others.
• Careful investment will multiply my income.
• Every pound I spend will come back to me multiplied.
• Spending my money on the things I love is the root of joy.
• Financial security gives me freedom.
• Money is positive as I use it for positive things.
• The more money I give, the wealthier I become.
• My wealth life gives me the power to help others.
• Many people benefit from my money.
• I enjoy giving my money a good home.
• My money has a positive impact on me and others.
• When I am generous, the universe repays me.
• The more money I contribute to others, the more money I will make.
• Money has the power to give me more opportunities.

Giving thanks for your money

Whether you’re living a life of financial abundance, or you have just the right amount of money to get by, it’s important to recognise that we’re grateful for our situation.

These money mantras will help you to give thanks for your money, whatever your current financial situation.

• Every pound is a gift and I am thankful for it.
• I am grateful that I can use my money to help myself and my family.
• I am proud of my financial situation.
• I am thankful that money will come to me at the right time.

Money mantras

Money mantras work in a similar way to positive money affirmations, but a mantra is a short phrase that is designed to be spoken repeatedly, kind of like a chant.

We can use money mantras to change our money mindset and focus on what we want to achieve financially.

These money mantras are really varied, so take a look through them and pick out the ones that fit your financial goals so that you can use them to improve your financial situation.

• Do I need it? Can I afford it?
• Money is in my mind. My mind creates money.
• Will I use it? Is it worth it?
• I will be healthy, wealthy and happy.
• I have enough. I am enough.
• I deserve abundance. I have abundance.
• I love money and money loves me.
• I am rich and deserving.
• I think like a millionaire, I act like a millionaire, I am a millionaire.
• Abundance within me, abundance around me.

Do affirmations really work?

I am a firm believer that our inner monologue plays a vital role in how our lives pan out. Our subconscious works in strange ways, and if our inner monologue is constantly negative, then we are highly likely to fail at what we set out to do.

We all need money in order to survive. It’s how we pay for the food we need to eat and how we pay for a safe place to call home. But real life for many people is a struggle financially. That can make it really difficult to start thinking positively about your finances. If you’re struggling to pay the bills or even feed yourself, then your natural instinct is to focus on the negatives and dwell on how difficult things are. It’s at times like these that it is more important than ever to make use of positive affirmations for money so that you can start to turn things around. Once your subconscious starts to change all that negative energy over money into more positive thoughts, you are far more likely to see an improvement in your financial situation.

Many famous and well-loved people have spoken about their beliefs in the law of attraction.

Jim Carrey

“I wrote myself a check for $10 million for acting services rendered and I gave myself 3 years. I dated it Thanksgiving 1995 and I put it in my wallet and it deteriorated and deteriorated. Then, just before Thanksgiving 1995, I found out that I was going to make $10 million on Dumb and Dumber.”

Arnold Schwarzenegger

“When I was very young I visualized myself being and having what it was I wanted. Mentally I never had any doubts about it. The mind is really so incredible. Before I won my first Mr. Universe title, I walked around the tournament like I owned it. The title was already mine. I had won it so many times in my mind that there was no doubt I would win it. Then when I moved on to the movies, the same thing. I visualized myself being a famous actor and earning big money. I could feel and taste success. I just knew it would all happen.”

Jay-Z

“I believe you can speak things into existence.”

Conor McGregor

“If you can see it here (in your head), and you have enough courage to speak it, it will happen. I see these shots, I see these sequences and I don’t shy away from them. A lot of times people believe in certain things but they keep to themselves. They don’t put it out there. If you truly believe in it and become vocal with it, you are creating that law of attraction and it will become reality.”

Oprah Winfrey

“Create the highest, grandest vision possible for your life, because you become what you believe.”

Lady Gaga

“It happened around 5 years ago but it’s sort of like a mantra. You repeat it to yourself every day. “Music is my life. Music is my life. The fame is inside of me. I’m going to make a number one record and the number one hit.” And it’s not yet, it’s a lie. You’re saying a lie over and over and over again but then one day, the lie is true.”

Will Smith

“I believe that I can create whatever I want to create. If I can put my head on it right, study it, learn the patterns, and — it’s hard to put into words, it’s real metaphysical, esoteric nonsense, but I feel very strongly that we are who we choose to be.”

Denzel Washington

“I mean positively and negatively, I mean you attract, I mean not just what you fear. You attract what you feel, what you are.”

How to get started with money affirmations

If you’re new to regularly saying affirmations for money, then you might be wondering where on earth to start.

First of all, decide what kind of affirmations you want to use by narrowing down exactly what you want from your money. If you’re working towards a more prosperous life, then focus on affirmations for earning more money. If you’re struggling to feel positive about your finances, then focus on affirmations that work on that. Then make a small list of affirmations that fit your needs.

Make sure you use positive affirmations rather than using any negative words. For example, instead of saying “I will stop paying for things with credit” turn that around and say “I am living comfortably within my means”. There is always a positive way to say these things, and you need your mind to focus on positive energy rather than negative energy around your finances.

Start to build your affirmations into your daily routine. You might want to say them first thing each morning so that you get the day started on the right foot.

Make sure you say your affirmations out loud, don’t just say them in your head. It’s important that you actually hear these positive affirmations or money mantras and that you believe what you’re saying.

Whether you’re investing in fintech with a company like Swissmoney, saving, paying off debt or utilising crypto, having affirmations can give your mindset a real boost and help you to make better decisions.