Saving money can often be a big topic of conversation at this time of year. Children are off school and you can often feel the pinch as more food is being consumed and more children are mothering you that they are bored. The truth is, no matter what time of year it is, we can all struggle to save money. But I wanted to share with you some of the things you may not have considered that could help save money right now and for the future. I hope it gives you some money motivation to kick start your savings.
Using vouchers and coupons for more than just bringing the cost down
We can often assume that vouchers and coupons are there to give you money off, and while that it true, they could be utilised in other ways as well. The vouchercloud blog highlights applications that could be used, how you can convert loyalty points into different vouchers that you may not expect, as well as putting those coupons to good use. Seeking out ways to find them as well, we don’t always just have to stick with what we see in front of us. Being more savvy can help bring down the costs even further, especially for meals out and food shopping.
Seeking out free stuff especially in the school holidays
I get that the school holidays are never an easy time when it comes to keeping children happy as well as saving money. I think that along with Christmas summer can be very expensive. However, research online, especially in your local area, may identify free events that you can take full advantage of.
Making your own snacks to give you a quick saving
Right now your fridge is probably being raided and you are on the hundredth time of being asked for an ice lolly or a biscuit. Sound familiar? Some of the costs of these things in supermarkets can be enough to bankrupt you given the rate you are going through them. So why not make them yourself? While it can double up as an activity you do with the kids it is also going to cost youa fraction of the price and may even be healthier.
Planning can really help
Planning can really help when it comes to saving money. Planning your days, your weeks and even the meals you have can all work together to help you spend much less than you would if your were “winging it” and hoping for the best. Planning only takes a little time, and it can often help you, especially on slower days.
Regular health checks of your financial situation
Finally, we don’t always like to look through our finances, especially when things are tight. But regular checks of your financial situation can highlight where you can make extra savings. Whether that is changing provider for energy, cancelling a direct debits you no longer need to working hard to pay off your debts. It all can help.
I hope that these tips have you motivated to make some extra savings, especially at this time of the year.
*This is a collaborative post.
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