Revealed: The Secrets of Earning a Full-Time Income (without a job)

Have you ever got home from work, closed the door and just thought that you’ve had enough? The truth is, you’re not alone. In fact, according to a survey by YouGov, over a third of workers in the UK are unhappy with their jobs and their income. Given that on average we spend 40 hours every week at work, that’s a lot of your life feeling unhappy!

What if I told you that it is entirely possible for you to make a full-time income from home (without a job)?

You might be surprised at the variety of things you can actually do from home that will add up to bringing in the equivalent of a full-time wage.

So, if you are unhappy in your work, then keep reading, as there IS an alternative.

I’ve worked from home for over 8 years now in various capacities. At the moment, I AM employed 25 hours a week, but all the work is from home, so I don’t commute, I don’t have to sit in an office, I can work in my pjs if I want to! But strictly speaking, at the moment, I do actually have a job.

However, I actually now make more money from my blog, websites and other side hustles than I do from my paid job. And that feels pretty incredible! I’m sticking with my job for now, but that’s because I generally enjoy it, and I can do it from home!

How to make a full-time income from home (without a job)

If you want to make a full-time income from home, then you’re going to need to think through exactly how you’re going to make that happen. You need a plan of action, a little inside knowledge, and a few tips on what to avoid. It also helps if you have a passion for making this a reality – if you have an end goal in site, no matter what it is, then you’re more likely to make a success of this.

Don’t buy into any gimmicks

There are so many “jobs” advertised online these days that in actual fact are MLM (Multi-Level-Marketing) schemes. Now, if you’re a regular reader, then you’re probably aware that I’m not a huge fan of these companies. Generally speaking, these companies, such as AVON, Juice Plus, etc. are only after you for your money. There are a small number of people sitting at the top making a fortune, whilst everyone else scurries around making very little money and paying out huge chunks in fees. Don’t be sucked into these schemes.

As a general rule, anything that involves you paying out any money at all is to be avoided.

Be selective, but don’t put all your eggs in one basket

Whilst you might be tempted to take on every single paid piece of work that you can find, you do need to be selective about what you do.

I do lots of things that only make me a few pounds at a time, but I don’t bother with the things that only pay me pennies (unless I’m at a real loose end).

You need to be open to trying lots of different ways to make money, particularly in the early days when you might be unsure about what’s going to pay you well and what’s just not worth your time and effort.

Focus on what you love

It’s human nature that we’re more likely to plough all of our efforts into doing something we love – so it’s only natural that we’re more likely to succeed at something that we actually enjoy doing.

For me, I love blogging. I wake up thinking about blogging, and I generally nod off thinking about it too. I honestly don’t think that I’d be able to put in all the hours that I do if it wasn’t something I was passionate about.

What’s your passion? Grab hold of it and figure out how you can turn that passion into a business.

Is it crafting, gardening, writing? Whatever it is, it’s likely you can turn it into a profitable hustle.

If you’re stumped, then have a read of this post with 101 side hustles that might help you come up with something that suits you.

Start small

The last thing you want to do is walk away from a regular job and step straight into the unknown. You need to know that you can make this work, before you quit the 9-5.

Start by building up a side hustle alongside your job. Set aside some time every week for a while and see how much you can bring in. Is it consistent? Is it reliable?

If you can, build in another side hustle and see how that works.

It’s going to be tough working on your job and your side hustles at the same time, but at least you know you have an income, and it gives you an insight into what’s going to work, and what’s not.

Build up some savings

BEFORE you quite your job, it’s really important to know that you have some money to fall back on.

Start saving regularly and stash it away. You could ideally do with at least 3 months (ideally 6 plus) worth of wages put away in case you fall on tough times while you’re starting out.

What I do to make a full-time income

Over the last 8 years or so, the ways I’ve made money have changed as opportunities have come and gone. I’ve had to move with the times in order to consistently make a full-time income without having to leave the house.

Initially, I started off childminding. It took a while to build my business up so that I was earning a decent amount, but it worked really well for 5 years or so. When our family circumstances changed, I had to rethink and make changes so that we were still ok financially. I desperately didn’t want to go back out to work, and fortunately I’ve been able to make sure that hasn’t happened!

These are the things I do every month in order to make a full-time income from home.

Proofreading

I’m employed 25 hours per week as a proofreader.

Proofreading is something you can do on a freelance basis – you can set yourself up on places such as People Per Hour as a starting point to get your first clients.

Blogging

Blogging is an amazing way to make money. For me, it started off as an outlet, and then I saw that others were actually making money doing it. So I began to turn the blog around and treat it more like a business. I’ve had My Money Cottage for almost two years at the time of writing this post, and over the last few months it has been bringing in more money than my actual job.

Blogging isn’t something that you can just immediately start making money from. It takes time and a lot of dedication in order to make money. But, wow, it’s certainly worth it once you get there.

I’ve had a lot of help along the way and if you’re thinking of starting a blog in order to make money, then I’d DEFINITELY recommend taking a course in order to give you a head start. I wish I’d done that sooner, it would have meant my blog would have been a business far earlier, and my income now may well have been much more.

Matched Betting

So many people dismiss matched betting outright without properly understanding what it is or how it works!

Matched betting makes me hundreds of pounds every single month. In fact, many people make £1,000+ from matched betting.

If you’re completely new to it, then you might want to think about signing up to my beginner’s email course.

The course is aimed at explaining matched betting to complete beginners, so if you already know how it works, then you probably won’t find it all that useful!

I always use Outplayed, previously known as Profit Accumulator to find the offers and their instructions make it really easy for me to make money without having to think too hard about what I’m doing.

I try to work matched betting into my every day routine. Some days there won’t be many offers worth doing, other days there will be lots. Because it’s such easy money, it’s something that I often prioritise over everything else.

Freelance Writing

I’ve only just started to branch out into the freelance writing world, so this isn’t yet a big earner for me, but it’s possible to make a full-time income every month as a freelance writer. Check out this post from somebody who does just that.

Surveys

OK, so you might automatically dismiss this one outright. BUT I regularly earn £200 every month just from surveys. Just think what a difference that £200 could make to you!

I always prioritise the higher paying survey sites first, so I’ll always check Prolific Academic before moving onto other survey sites. I can usually expect to make around £25 every week from them.

Mystery Shopping

Working from home is my dream, and I absolutely love it. But, there are times when I crave a little something that requires me to leave the house and actually interact with real people! This is why I love mystery shopping so much. I try to book a couple of mystery shop visits each week and then I have to get out and do them.

I usually find that Market Force have the most visits available near me, but it’s worth signing up to a few agencies and finding out what works for you.

 

How you go about walking away from that job and turn things round so that you make a full-time income from home is solely down to you. Only you know what your dreams are, and only you can make them happen.