One of the biggest weekly expenses for most of us is the food shop. Sometimes, no matter how hard we try, food shopping feels as though it costs a bomb and often, when you get home, you realise you’ve bought a load of junk and not much to actually make a meal with. Meal planning […]
When money’s already tight, the added pressure of a new baby can really push things to the limit. If finances are an issue, it’s important to focus on the essentials when you’re planning for a new baby on a budget. Many people get carried away with the excitement & the anticipation of a new bundle […]
Some people find that having No Spend Days throughout the week helps them to gain control of their finances and save money in the long run. One of the most important ways to get your finances and your spending under control is to formulate a budget. Without a budget you can quickly find that you […]
We’re now into the third month of the year, almost a quarter of the way through. How fast the time flies! Amongst all the other things you need to think about, you should also be thinking about planning ahead, specifically about your budget for Christmas. There are many ways you can save and plan.
We first tried out the Skittles Rainbow Magic experiment just before Christmas. Eddie, our Elf on the Shelf, left the children a note and some skittles arranged on a plate, I wrote about it here – https://mymoneycottage.com/elf-shelf-rainbow-magic/. This was such a fun experiment and was really popular on social media at the time, I thought I’d remind […]
So, January is finally behind us. It’s commonly felt to be the hardest month of the year. Finances are stretched after Christmas and the last pay cheque had to be stretched over six weeks instead of the usual four. I’m welcoming February with open arms. So, it’s now time to plan for February. First of all, […]
Christmas is undoubtedly a magical time of year for the vast majority of us. It can be stressful though and put a huge strain on finances. After a couple of disastrous Christmases I now save money weekly throughout the year. I’ll be doing the same from January and will be tracking my progress here as […]