15 Budget-Friendly Overnight Oats to Make This Summer
When the weather warms up, the last thing I feel like doing is standing over a hot stove making breakfast. That’s why I absolutely love overnight oats in the summer. They’re quick, easy, and I can prep a few jars at a time so mornings feel way less hectic. Plus, they’re cold and refreshing, which honestly feels like such a treat when it’s already getting hot outside before 9am.
Over the years, I’ve tried a bunch of different overnight oats recipes, and some of them can get a little pricey with fancy ingredients. But honestly, you don’t need anything fancy to make a delicious and filling breakfast. I’ve learned a few tricks for keeping things budget-friendly, like using frozen fruit instead of fresh, or sticking to basic pantry staples. It’s amazing how simple ingredients can still taste so good!
Today I’m sharing 15 of my favorite budget-friendly overnight oats recipes that are perfect for summer. Whether you like your oats fruity, chocolatey, or nutty, theres something here for everyone. I hope these ideas help make your mornings a little easier (and cheaper!) just like they have for me.
1. Easy Overnight Vanilla Oats
If you’re looking for a super simple, classic flavor, these Easy Overnight Vanilla Oats are where it’s at. They only take a few minutes to mix up and you probably already have everything you need in the pantry. I love how creamy and lightly sweet they turn out — it’s like a blank canvas too, so you can add whatever toppings you feel like. Some mornings I just toss on a handful of berries and call it good!
You can read more about this recipe and get a printable recipe card here.
Servings: 2
Ingredients:
- 1 cup rolled oats
- 1 cup vanilla soy milk
- 1 tbsp maple syrup
- 1 banana
- ¼ cup blueberries
- ¼ cup strawberries
Instructions:
- Combine the oats and vanilla soy milk in a container, mixing well. Cover with a lid and refrigerate overnight.
- The next morning, divide the soaked oats between two jars and layer with your desired toppings.
2. Tiramisu Overnight Oats
Okay, if you love coffee and a little something sweet in the morning, you have to try these Tiramisu Overnight Oats. They’re rich, creamy, and give you that fancy coffee shop vibe without spending the extra money. I like to top mine with a sprinkle of cocoa powder or even a little whipped cream if I’m feeling fancy, it seriously feels like dessert for breakfast, but way healthier!
You can read more about this recipe and get a printable recipe card here.
Servings: 2-3
Ingredients:
Oat Layer:
- 1 cup rolled oats
- 4 tbsp chia seeds
- 2 tbsp maple syrup or honey (adjust to taste)
- 1 tsp vanilla extract
- ⅔ cup brewed coffee (cooled)
- 1 cup milk (dairy or non-dairy)
- 2 tbsp cocoa powder (for layering)
Creamy Yogurt Layer:
- ⅔ cup Greek vanilla yogurt (or mascarpone for a richer flavor)
- 1 tsp maple syrup or honey
- 1 tsp vanilla extract
Topping:
- 2 tbsp cocoa powder (for dusting)
Instructions:
- In a bowl or jar, combine the rolled oats, chia seeds, maple syrup (or honey), vanilla extract, brewed coffee, and milk. Stir well until fully mixed.
- Sprinkle a little cocoa powder at the bottom of your serving containers. Pour in half of the oat mixture, then lightly dust with cocoa powder. Repeat with the remaining oat mixture and another dusting of cocoa.
- Cover the containers and refrigerate for at least 4 hours or overnight so the oats can soak up the liquid and flavors.
- In the morning, stir together the Greek yogurt, maple syrup (or honey), and vanilla extract. Spoon this creamy layer evenly over the chilled oats.
- Dust the top with cocoa powder just before serving.
3. Banana Nut Bread Overnight Oats
These Banana Nut Bread Overnight Oats are one of my favorites when I’ve got a couple of overripe bananas laying around. They’re sweet, hearty, and taste just like a slice of banana bread, but way easier and faster to make. I usually toss in whatever nuts I have on hand (walnuts are my go-to) and it always turns out so good. It’s the perfect way to use up leftovers and still feel like you’re eating something special!
You can read more about this recipe and get a printable recipe card here.
Servings: 1
Ingredients:
- 1 Ripe Banana
- ½ Cup Old Fashioned Oats
- ½ Cup Whole Milk
- 2 Tablespoons Chopped Pecans
- 2 Teaspoons Real Maple Syrup
- ½ Tablespoon Vanilla Extract
- ½ Teaspoon Ground Cinnamon
- ⅛ Teaspoon Coarse Sea Salt
Instructions:
- Place the banana in a small bowl and smash it well.
- Add the milk to a mason jar and add the oats to the milk.
- Add the banana, syrup, vanilla, salt, cinnamon, and chopped nuts to the jar.
- Stir well and secure the lid on the jar.
- Place in the fridge to chill overnight or for at least 4 hours (I like it best overnight).
- Stir before eating or heat it up if you prefer. Enjoy!
4. Berry Vanilla Overnight Oats
If you’re craving something light and fruity, these Berry Vanilla Overnight Oats are such a good pick. They’re packed with sweet berries and have just the right hint of vanilla to pull it all together. I usually use whatever berries are on sale or hanging out in the freezer, it always turns out fresh and delicious. Perfect for those busy summer mornings when you want something quick but still a little bit special!
Servings: 1
Ingredients:
- ½ Cup Almond Milk
- ½ Cup Old Fashioned Oats
- ¼ Cup Fresh Berries
- ½ Tablespoon Pure Maple Syrup
- 1 Teaspoon Ground Flaxseed
- ½ Teaspoon Vanilla Extract
- ¼ Teaspoon Cinnamon
- ⅛ Teaspoon Salt
Instructions:
- Place the oats in the bottom of the jar and add the rest of the ingredients over the top, leaving the milk for last.
- Stir, place the lid on top of the jar, and place in the fridge.
- Allow the oats to chill overnight (8 hours).
- Top with your favorite berry and enjoy!
5. Mango Coconut Overnight Oats
These Mango Coconut Overnight Oats are basically summer in a jar. They’re creamy, tropical, and just a little bit sweet, like a mini vacation first thing in the morning. I like to use frozen mango to keep it budget-friendly, and a splash of coconut milk makes them extra rich without being heavy. Seriously so good, especially on those super hot mornings!
Servings: 1
Ingredients:
- 1/2 cup rolled oats
- 1/2 cup coconut milk
- 1/2 cup Greek yogurt
- 1 tablespoon chia seeds
- 1 tablespoon honey or agave syrup
- 1/2 teaspoon coconut extract
- 1/2 cup diced fresh mango
- Toasted coconut flakes for topping
Instructions:
- In a mason jar or a bowl, combine the rolled oats, coconut milk, Greek yogurt, chia seeds, honey (or agave syrup), and coconut extract.
- Stir well to ensure all ingredients are mixed thoroughly.
- Gently fold in the diced mango.
- Cover the jar or bowl and refrigerate overnight (or at least 4 hours).
- In the morning, give the oats a good stir. Top with toasted coconut flakes.
- Enjoy your tropical coconut mango overnight oats!
6. Chocolate Peanut Butter Overnight Oats
If you’re a chocolate and peanut butter fan like me, you’re gonna be obsessed with these Chocolate Peanut Butter Overnight Oats. They’re rich, filling, and taste a little bit like a peanut butter cup, but way better for you. I love making these when I know it’s gonna be a busy morning, because they keep me full for hours. Plus, you probably already have everything you need sitting in your pantry!
Servings: 1
Ingredients:
- 1/2 cup rolled oats
- 1/2 cup milk (dairy or non-dairy)
- 1/2 cup Greek yogurt
- 1 tablespoon chia seeds
- 1 tablespoon cocoa powder
- 2 tablespoons peanut butter
- 1 tablespoon honey or maple syrup
- Sliced banana and chocolate chips for topping
Instructions:
- In a mason jar or a bowl, combine the rolled oats, milk, Greek yogurt, chia seeds, cocoa powder, peanut butter, and honey (or maple syrup).
- Stir well to ensure all ingredients are mixed thoroughly.
- Cover the jar or bowl and refrigerate overnight (or at least 4 hours).
- In the morning, give the oats a good stir. Top with sliced banana and chocolate chips.
- Enjoy your chocolate peanut butter overnight oats!
7. Peaches & Cream Overnight Oats
These Peaches & Cream Overnight Oats are pure summer comfort in a jar. They’re sweet, creamy, and so easy to throw together with just a few simple ingredients. I usually grab canned or frozen peaches to save a little money, and it still tastes amazing. Every bite feels like a little treat, but it’s still healthy enough to keep you going all morning!
Servings: 1
Ingredients:
- ½ cup rolled oats
- ½ cup milk
- ¼ cup Greek yogurt
- ½ cup diced peaches (fresh or canned, drained)
- 1 tbsp honey
- ½ tsp vanilla extract
Instructions:
- Combine all ingredients in a jar.
- Stir, cover, and refrigerate overnight.
- Top with more peaches in the morning.
8. Strawberry Shortcake Overnight Oats
If you’re in the mood for something sweet and fresh, these Strawberry Shortcake Overnight Oats are a must-try. They’re creamy, packed with juicy strawberries, and have that cozy dessert vibe without being too heavy. I love making a batch when strawberries are on sale, it’s such an easy way to bring a little bit of summer to your breakfast without spending a ton.
Servings: 1
Ingredients:
- ½ cup rolled oats
- ½ cup milk
- ¼ cup Greek yogurt
- ½ cup chopped strawberries
- 1 tbsp honey
- ½ tsp vanilla extract
Instructions:
- Mix all ingredients in a jar.
- Cover and refrigerate overnight.
- Top with extra strawberries and a sprinkle of crushed graham crackers if desired.
9. Tropical Pineapple Overnight Oats
These Tropical Pineapple Overnight Oats are like a little sunshine in a jar. They’re sweet, bright, and have the perfect hint of tropical flavor that just feels so summery. I usually use canned pineapple to keep it cheap and easy, and it still turns out so fresh and tasty. It’s one of those breakfasts that just puts you in a good mood first thing in the morning!
Servings: 1
Ingredients:
- ½ cup rolled oats
- ½ cup coconut milk
- ¼ cup crushed pineapple (drained)
- 1 tbsp shredded coconut
- 1 tbsp honey or agave
Instructions:
- Stir all ingredients together in a jar.
- Cover and refrigerate overnight.
- Top with extra pineapple and coconut.
10. Lemon Blueberry Overnight Oats
If you love a little zing in your breakfast, these Lemon Blueberry Overnight Oats are going to be your new favorite. They’re bright, fresh, and just the right mix of sweet and tangy. I like using frozen blueberries to save a little money, and a splash of lemon juice totally wakes up all the flavors. It’s such a refreshing way to start a hot summer morning!
Servings: 1
Ingredients:
- 1/2 cup rolled oats
- 1/2 cup almond milk
- 1/2 cup Greek yogurt
- 1 tablespoon chia seeds
- 1 tablespoon honey or maple syrup
- Zest of 1 lemon
- 1/2 cup fresh or frozen blueberries
- Fresh blueberries and a sprinkle of lemon zest for topping
Instructions:
- In a mason jar or a bowl, combine the rolled oats, almond milk, Greek yogurt, chia seeds, honey (or maple syrup), and lemon zest.
- Stir well to ensure all ingredients are mixed thoroughly.
- Gently fold in the blueberries.
- Cover the jar or bowl and refrigerate overnight (or at least 4 hours).
- In the morning, give the oats a good stir. Top with fresh blueberries and a sprinkle of lemon zest.
- Enjoy your blueberry lemon overnight oats!
11. Cinnamon Apple Overnight Oats
These Cinnamon Apple Overnight Oats are like a cozy little hug in a jar. They’re sweet, spiced, and super filling, perfect for mornings when you want something a little comforting but still cool and easy. I usually dice up whatever apples we have sitting around, and it always turns out delicious. Such a simple way to stretch ingredients you already have at home!
Servings: 1
Ingredients:
- ½ cup rolled oats
- ½ cup milk
- ¼ cup Greek yogurt
- ½ apple, diced
- 1 tbsp raisins (optional)
- 1 tbsp honey
- ¼ tsp cinnamon
Instructions:
- Mix all ingredients in a jar.
- Cover and refrigerate overnight.
- Top with extra apple and a dash of cinnamon.
12. Mocha Overnight Oats
If you need a little caffeine kick in the morning, these Mocha Overnight Oats are a total game-changer. They’re rich, chocolatey, and have just enough coffee flavor to wake you right up. I usually just use whatever leftover coffee we have from the morning pot, no fancy ingredients needed. It’s like having your breakfast and your coffee all in one!
Servings: 1
Ingredients:
- ½ cup rolled oats
- ½ cup milk
- 1 tbsp cocoa powder
- 1 tsp instant coffee
- 1 tbsp maple syrup
- ¼ cup Greek yogurt
Instructions:
- Dissolve instant coffee in milk, then mix all ingredients in a jar.
- Cover and refrigerate overnight.
- Top with chocolate chips or cacao nibs.
13. Cherry Almond Overnight Oats
These Cherry Almond Overnight Oats are such a fun twist when you want something a little different. They’re sweet, a little tart, and the almonds give them the best crunch. I usually grab frozen cherries to keep it affordable, and it still turns out so fresh and delicious. It’s one of those combos that feels fancy but is actually super simple to throw together!
Servings: 1
Ingredients:
- ½ cup rolled oats
- ½ cup milk (dairy or almond)
- ¼ cup Greek yogurt
- ½ cup pitted cherries (fresh or frozen, chopped)
- 1 tbsp sliced almonds
- 1 tbsp honey
- ¼ tsp almond extract
Instructions:
- Combine all ingredients in a jar.
- Stir, cover, and refrigerate overnight.
- Top with extra cherries and almonds.
14. Maple Pecan Overnight Oats
These Maple Pecan Overnight Oats are pure cozy vibes, even in the middle of summer. They’re sweet, nutty, and have that rich maple flavor that just makes you wanna slow down and enjoy breakfast. I usually use whatever nuts I have around, but pecans really do make it extra special. Super easy, super filling, and way cheaper than grabbing something at a coffee shop!
Servings: 1
Ingredients:
- ½ cup rolled oats
- ½ cup milk
- ¼ cup Greek yogurt
- 1 tbsp maple syrup
- 2 tbsp chopped pecans
- ¼ tsp cinnamon
Instructions:
- Mix all ingredients in a jar.
- Cover and refrigerate overnight.
- Top with extra pecans and a drizzle of maple syrup.
15. Raspberry White Chocolate Overnight Oats
If you’re feeling a little fancy, these Raspberry White Chocolate Overnight Oats are such a fun treat. They’re creamy, sweet, and the raspberries add the perfect little pop of tartness. I like to toss in a few white chocolate chips, just a handful, and it totally feels like dessert for breakfast. Plus, using frozen raspberries makes it super easy and budget-friendly too!
Servings: 1
Ingredients:
- ½ cup rolled oats
- ½ cup milk
- ¼ cup Greek yogurt
- ½ cup raspberries (fresh or frozen)
- 1 tbsp white chocolate chips
- 1 tbsp honey
Instructions:
- Mix all ingredients in a jar.
- Cover and refrigerate overnight.
- Stir and top with extra raspberries and white chocolate chips.
I hope these 15 budget-friendly overnight oats recipes give you plenty of ideas for quick and easy summer breakfasts! Whether you’re craving something fruity, nutty, or even a little chocolaty, there’s a flavor for everyone. The best part is, you can prep them ahead of time, save money, and still enjoy a delicious, filling meal. Give a few of these a try and see which ones become your family’s new favorites.
